FINANCIAL SERVICES
FOTON Financial Services1 brings you and your new vehicle together with an easy, transparent and flexible process from start to finish so you can hit the road with confidence.
Available at participating FOTON Financial Services retailers
FOTON Financial Services1 offers personalised pricing based on a rate that's specific to you. Your rate is determined based on factors such as your personal circumstances, as well as the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and predictability.
Speak to a participating FOTON Financial Services retailer today for a quote.
This is the typical loan option for those looking for a vehicle loan - available for new and used cars if the vehicle is for personal use. The maximum allowable age of a used vehicle at the end of the loan is up to 12 years depending on your eligibility criteria.
Eligible customers can also opt for a balloon payment at the end of their loan.
Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in fortnightly or monthly instalments, giving you the flexibility to manage your payment schedule.
This is the typical vehicle loan option when you are looking for a vehicle for your business. This is available to ABN holders, provided the vehicle is to be used predominantly for business purposes.
Like a Consumer Loan, eligible customers can opt for a balloon payment at the end of their loan.
Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in monthly instalments.
CONTACT US
Arranging your finance can be a difficult process, so we are here to help. If you have any questions or after more information, please reach out to one of our friendly participating FOTON Financial Services dealerships today.
FAQ's
How do vehicle loans work?
o Under a vehicle loan, you borrow money to purchase your new vehicle and then pay it off in instalments. Interest is charged on the money you borrowed, along with associated loan processing fees. This is typically incorporated into the repayment figure you pay back. This loan is paid back over a given timeframe, which can be flexible to your circumstances. You will need to apply for a loan to determine your eligibility.
How much can I borrow for a vehicle loan?
o The amount you can borrow will depend on your personal circumstances. It’s best to talk with one of our team at a participating FOTON Financial Services dealership to help understand how much you can borrow.
What is a balloon payment on a loan?
o A balloon payment is a lump sum of money at the end of your loan term, that you need to repay to fully pay off your loan and own your vehicle outright. The size of your balloon will impact the amount of your repayments ie generally speaking, the larger the balloon amount, the lower the monthly repayment amount.
The information provided on this web page by IFSA Pty Ltd ABN 39 651 319 774 trading as FOTON Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
1. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as FOTON Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985. Australian credit licence 483211. Available at participating FOTON Financial Services retailers only.